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Auto Insurance After A DUI Conviction Fayette Kentucky KY

Reader’s Question:

Is it really possible that my auto insurance company will never find out about my DUI conviction here in Fayette, Kentucky? What are the instances that an insurance company could miss a DUI conviction?

James

Fayette, KY

The state of Kentucky does not require SR22 auto insurance so it is certainly possible that your auto insurance company will never find out about your DUI conviction there in Fayette, Kentucky if you don’t have to get an SR22 auto insurance. A study by the Insurance Research Council back in 2002 showed that as many as one-quarter of driving convictions never end up on motor vehicle records because of lack of shared information between motor vehicle departments and courts, or because a conviction has been erased through alternative means like school.

In case you have a limited license suspension, such as 30 days, and in other cases, got a DUI charge reduced in a plea bargain, it would also be very likely that the auto insurance company will never find out about your conviction. If the auto insurance company misses the DUI conviction at the time it happens, it could still have a few years to raise rates if the DUI is discovered later. In case you are trying to look for a lesser price for your auto insurance, don’t hesitate to get an online rate quote from this site.

Tags: DUI, DUI conviction, SR22 insurance