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Car Renter Auto Coverage Owensboro Kentucky

Car Renter Auto Coverage Owensboro Kentucky

Reader’s Question:

Would you advise that I get car insurance on my own even if I would just be renting a car for a few months while I get settled here in Owensboro, Kentucky?

Adam

Owensboro, KY

Normally, it would always be to your advantage to try and get automobile insurance for yourself even if you don’t own a vehicle, most rental car insurance are either over-priced or lacking in appropriate insurance coverage. I’d rather suggest you use a dependable mass transportation system, if available, there in Owensboro, Kentucky, but it really depends on your circumstances. If you do see yourself renting a vehicle for at least six-months or will be borrowing someone else’s car for an extended period of time, it will be a smart move to get your own insurance in the form of a Non-owners Car Insurance policy.

Rental car insurance usually cost anywhere from $10 to $25 a day, and that’s on top of what you have to pay for in renting the vehicle on a daily basis. So spread that costs over a six-month period it can be very substantial and it may prove cost effective to get proper insurance on your own. In the event that you would need to borrow a vehicle from someone in the future, it will look very responsible in your end that you have insurance coverage even if you don’t have your own vehicle yet.

Keep in mind though that a Non-Owner’s Auto Insurance coverage is not the same as a regular car insurance policy. Comprehensive coverage for those instances when a car is damaged or destroyed due to non-car crash related events, might not be available, as well as towing reimbursement services.

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