Auto Insurance Increase After DUI

Reader’s Question:

As advised by my DUI lawyer, I understand that my auto insurance here in Kentucky will increase because of my conviction, but can it be cancelled by my insurer as well?

Garry

Fayette, KY

Your DUI lawyer told you the right thing that your auto insurance in Kentucky will increase because of your DUI. As a matter of fact, it can be doubled or even tripled if your auto insurance provider discovers it. You may also probably already be advised by your DUI lawyer that you are now considered as high risk. Because of that risk, your auto insurance premiums will go up. Auto insurance companies will think that if they provide you coverage, they could lose money in the event that you get into accident that causes considerable damage.

Aside from the fact that your auto insurance rates will increase, your insurer can also cancel your existing auto insurance policy if they discover about your DUI conviction. In this case, you have to look for another auto insurance company to provide you coverage, agreeing to your high risk driver status. Your current auto insurance carrier can also decide to continue with the policy and no longer provide coverage once the policy is up for renewal. You may have a difficult time finding another auto insurance company to cover you and it can also be hard to look for a cheap auto insurance policy because of your DUI. With a little bit of hard work, you can still be able to find an insurer willing to cover you with affordable auto insurance rates and you may find that from this Website. So feel free to get free auto insurance quotes from top rated insurers and all you have to do is enter your zip code.